A clear, step-by-step look at how we help you recover your surplus funds — from discovery to deposit.
When a home is sold at a foreclosure or tax sale auction, the sale price sometimes exceeds what was owed on the property. The leftover money — the surplus — is deposited into the county court registry. These funds can range from a few hundred dollars to tens of thousands, and they belong to the former property owner.
By law, this money is rightfully yours. But local courts rarely make an effort to notify displaced homeowners that surplus funds exist. Without a formal legal claim, the funds sit dormant in the court system — sometimes for years — and may eventually revert to the state, unclaimed and forgotten.
That's where we come in. We identify these funds, track down the rightful owners, and handle the entire legal recovery process — at no cost to you.
Our team monitors county courthouse records across Georgia and Tennessee daily. When we identify surplus funds tied to a former property owner, we verify the case number, the amount, and the court holding the funds.
We reach out to you with the specific details of your case — the court case number, the county, and the exact surplus amount on record. During a free 15-minute call, we walk you through everything and answer your questions. There is zero obligation to proceed.
If you'd like to move forward, you simply review and digitally sign a recovery authorization form. This allows our partner attorneys to file the legal claim on your behalf. The authorization clearly states our contingency fee (15-20%) and that you owe nothing unless funds are successfully recovered.
A licensed real estate attorney in your state prepares the recovery motion and files it with the appropriate court. In Georgia, claims are filed under O.C.G.A. § 48-4-5 through Superior Court. In Tennessee, claims are filed under T.C.A. § 67-5-2702 through Chancery Court.
The attorney handles all required notice periods (typically 30 days), court hearings, and any follow-up communications with the court. You do not need to appear in court.
Once the court approves the claim, the surplus funds are released to the attorney's IOLTA trust account — a state-monitored account used by law firms to hold client funds securely. The attorney then disburses your portion directly to you, minus our agreed-upon contingency fee.
That's it. No surprises, no hidden deductions, no fine print.
For the initial case review call. We'll explain everything and answer your questions.
Government-issued ID to verify your identity as the former property owner. Standard legal requirement.
On the recovery authorization form. That's it — we handle everything else from there.